Why choose New Homes?

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Newly built homes are a popular choice for many customers including first-time buyers ,homemovers, those downsizing for retirement and investors. But you'll also have the opportunity to turn your house into a home by adding your own personal touches.

There are also many attractive incentives offered by housebuilders to encourage people to buy, including 'deposit paid', 'assisted sale' and part-exchange schemes.

Here are some of the key benefits of buying a new-build property:

  • Low maintenance. Your home will be highly finished and ready for you to move in, so there's no need to budget for repairs, renovations or redecorations.
  • Energy efficiency. New homes are built to exacting standards which require them to be well insulated and for all windows to be double-glazed. They often incorporate additional energy-saving features such as highly efficient central heating, low energy lighting and A-rated appliances.
  • Safety and security. Fire safety is helped by the use of smoke alarms, fire doors and fire retardant materials. New homes also often feature reassuring security devices such as window locks, burglar alarms and halogen lighting.
  • Peace of mind. Most new homes come with an NHBC 10-year warranty.
YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISITING LENDER IF YOU RE-MORTGAGE.

WE CHARGE A FEE FOR THE SERVICES WE OFFER IN RELATION TO THE ADMINISTRATION OF YOUR MORTGAGE APPLICATION. THE AMOUNT YOU PAY WILL DEPEND ON YOUR CIRCUMSTANCES BUT IS TYPICALLY £499. FEES ARE PAYABLE ON APPLICATION AND ARE NON-REFUNDABLE. WE WILL RECEIVE COMMISSION FROM THE LENDER WE PLACE YOUR MORTGAGE WITH AND WE WILL ALSO RECEIVE COMMISSION FROM THE INSURER IF YOU TAKE PROTECTION WITH THEM.

Mortgages are subject to status, valuation and lender criteria and are not available to persons under the age of 18.

Torc24 is a trading name of Spaull Ltd which is registered in England and Wales under company number 2509770, Registered Office is Cumbria House, 16-20 Hockliffe Street, Leighton Buzzard, Bedfordshire, LU7 1GN. VAT Registration Number is 500 2481 05.
For the activities of advising on regulated mortgages and non-investment insurance contracts Spaull Limited is an appointed representative of Connells Limited which is authorised and regulated by the Financial Conduct Authority. Connells Limited's Financial Services Register number is 302221. Most buy-to-let mortgages are not regulated.

Talk to us by calling 01442 860 700