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Help to Buy: London

Government Initiatives
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Help to Buy: London

for buyers in all London boroughs

Own your dream home in one of the most sought after cities in the world. From 1 February 2016 the Government increased the Help to Buy Equity Loan scheme’s upper loan limit from 20% to 40% for buyers in all London boroughs.

The Government will lend you up to 40% of the cost of a newly built home with a maximum price of £600,000. Put down a 5% cash deposit and you will only need a 55% mortgage to become a homeowner. There are no loan fees payable on this loan for the first five years of home ownership.

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Help to Buy Buyers' Guide

Standard rules and procedures for Stamp Duty Land Tax (SDLT) apply to any purchase made with an equity loan, which is payable at the time of purchase on the full price of the home. The London Help to Buy scheme is a variation of the Help to Buy: Equity Loan scheme.

T&C’s can be accessed in the Help to Buy Buyer’s Guide.

Help to Buy Buyer's Guide

How much can I borrow?

How much deposit do I need?

How much will it cost me each month?

How much will my Stamp Duty be?

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