This scheme* is only available if you’re buying a new-build home. The Government lends you 20% of the cost of your new-build home, so you only need a 5% cash deposit and a 75% mortgage to make up the rest.
There are no loan fees on the Government’s 20% loan during the first five years of you owning the property.
*Terms and conditions apply. Click the Help to Buy Buyers Guide below to find out more.
Different schemes apply to Scotland and Wales.
Talking to us is easy.