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Help to Buy

Find out more about government schemes.

Help to Buy: Equity Loan

This scheme* is only available if you’re buying a new-build home. The Government lends you 20% of the cost of your new-build home, so you only need a 5% cash deposit and a 75% mortgage to make up the rest.

There are no loan fees on the Government’s 20% loan during the first five years of you owning the property.


*Terms and conditions apply. Click the Help to Buy Buyers Guide below to find out more.

Help to Buy Buyers Guide

Different schemes apply to Scotland and Wales.

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