When it comes to arranging a mortgage, lending requirements can and do differ when purchasing a new-build property, for example, the maximum proportion of the property’s value you can borrow (the loan-to-value percentage) may be lower for a new-build property than for a second-hand property.
What’s more, with a mind-boggling range of mortgage products to choose from, as well as buyer incentives and government schemes to think about, getting professional, impartial advice can be reassuring, not to mention saving you time and money.
That’s why it makes sense to trust the team at Torc24 to arrange your mortgage for you. As specialists in mortgages for new-build properties, we have a well-developed understanding of the marketplace, as well as a wide-ranging overview of the products available. We stay in touch with all the latest market trends and product launches, plus we’re highly experienced in arranging mortgages efficiently in the context of the various schemes offered by the government and housebuilders.
Choosing a mortgage broker that does not operate in or understand the New Build market could lead to unnecessary problems with your reservation, let the team at Torc24 help you to make the process as smooth as possible.
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