95% LTV Mortgage Guarantee Scheme
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For all home buyers
How does the scheme work?
95% Loan to Value (LTV) Mortgage Guarantee Scheme
This government-backed mortgage scheme has been launched to help home buyers with small deposits, of at least 5% of the purchase price, to make their move onto the housing ladder. This initiative is available to first time buyers and existing homeowners . It enables you to apply and secure a mortgage with only a 5% deposit on a property up to the maximum value of £600,000.
This guarantee scheme is available for both second hand properties and new build homes.
With this scheme, for a 95% mortgage, the government will guarantee 15% of the mortgage and should the mortgage fall into arrears will compensate the lender.
If you are looking to purchase a new build home and are ready to apply for a 95% mortgage, contact our specialist team who will use our relationships with specialist lenders and access to the open market to find the right mortgage deal to suit your circumstances. Our dedicated and friendly Mortgage Advisers offer no obligation advice and will be with you throughout your buying journey. Reducing the stress and making the process easier from mortgage application to completion of your new home.
Please note:
This scheme is for a repayment mortgage only. Second homes or buy-to-lets are not eligible for this scheme.
This scheme is for a repayment mortgage only. Second homes or buy-to-lets are not eligible for this scheme.
For more information on 95% mortgage guarantee scheme, click below
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