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Mortgage Schemes

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Mortgage Schemes

Green Mortgages

First Home Mortgages

A Government led incentive whereby people can benefit from reduced running costs but in some cases preferential mortgage rates for buying energy efficient homes or for making energy efficient improvements to their current home.

This Government scheme will provide discounted homes for first time buyers in England who otherwise wouldn’t necessarily be able to afford to buy one.

Green Mortgages
First Homes

Buy Your Dream Home – No Deposit Required

If you have a track record of paying rent and household bills for the past 12 months, and are either a first-time-buyer or someone who has not owned a property in the last 3 years, we have access to a 100% mortgage to help you buy your dream home.*

Contact us today to see if you qualify for a no deposit mortgage. 

100% MORTGAGE

No deposit needed. A 100% mortgage means that there is no deposit at all, as the lender is offering to loan you the full value of the property.

For first-time-buyers and customers who have not owned a property in the last 3 years, with a track record of paying rent and household bills for at least 12 months.

Monthly mortgage payments must be at least £1 less than your current rental payments.

Other low-deposit deals

In addition to our 100% mortgage, our Mortgage Advisers also have access to a wide range of alternative low-deposit options for first-time-buyers looking to buy their dream home.

* ALL MORTGAGES ARE SUBJECT TO STATUS AND LENDER CRITERIA. ELIGIBILITY CRITERIA APPLIES. THIS PRODUCT MAY BE WITHDRAWN AT ANY TIME.

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TORC24 is part of The New Homes Group, the UK’s leading new homes specialist.

info@torc24.co.uk
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Location
  • TORC24
  • Cumbria House
  • 16-20 Hockliffe Street
  • Leighton Buzzard
    LU7 1GN
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MORTGAGES ARE SUBJECT TO STATUS, VALUATION AND LENDER CRITERIA AND ARE NOT AVAILABLE TO PERSONS UNDER THE AGE OF 18.
A BROKER FEE MAY BE PAYABLE UPON MORTGAGE APPLICATION. ANY FEE PAYABLE WILL DEPEND ON YOUR CIRCUMSTANCES. YOUR MORTGAGE ADVISER WILL EXPLAIN ANY FEES APPLICABLE IN YOUR INITIAL APPOINTMENT.
YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU RE-MORTGAGE.
TORC24 is a trading name of The New Homes Group Limited which is registered in England and Wales under company number 2509770, Registered Office is Cumbria House, 16-20 Hockliffe Street, Leighton Buzzard, Bedfordshire, LU7 1GN. VAT Registration Number is 500‍‍ 2481‍ 05.
For activities relating to regulated mortgages and non-investment insurance contracts, The New Homes Group Limited is an appointed representative of Connells Limited which is authorised and regulated by the Financial Conduct Authority. Connells Limited’s Financial Services Register number is 302221. Most buy-to-let mortgages are not regulated.