Helping first time buyers onto the property ladder for over 30 years.
Call our friendly team today.
Buying your first home - leave it to us
As a first time buyer we know buying your first home may seem a little daunting without specialist help. As one of your life’s biggest commitments, our team will be there for you all the way, dedicated to making the process of buying your first property stress free and a simple journey. Allowing you to enjoy finding and moving into your dream home.
As a first time buyer there are a number of Government and housebuilder backed schemes available to help you step onto the property ladder. They include First Homes, 95% Mortgage Guarantee schemes alongside Shared Ownership options.
Our Advisers will boost your chances of a successful mortgage application by submitting the paperwork and asking the right questions to reduce the risk of mistakes.
Our friendly team are here to answer your questions and support you 7 days a week.
We will be with you throughout the purchase of your new build home, making the whole process easier and stress free, from mortgage application to legal completion.
How much can I afford to borrow? What deposit will I need?
How much you can borrow and the size of the deposit you will need is dependant on your income, expenditure, circumstances and value of the property you are looking to purchase.
Why not try our simple and quick Mortgage & Deposit calculator or call our specialist team today, we are here to answer all your questions.
Do you have a low credit score or small deposit?
You may still be able to take out a mortgage even if you only have a small deposit or believe you have a low credit score.
Our experienced team are here to help.
Why not call today 01442 860700.
Our experienced team are here to help.
Why not call today 01442 860700.
DO YOU WANT A SECTION LIKE THIS - YES - AMENDED BELOW
How do I apply for a First Time Buyer mortgage?
Applying for a mortgage through New Homes Mortgage Helpline could not be easier.
You (and another applicant(s) if you are buying together), will need to have available original documents of photo ID, income proof and address verification.
Don’t worry if you don’t have everything ready for your mortgage appointment – our Mortgage Advisor will advise you which documents they will need, depending on the lender.
Once they have recommended a mortgage based on your circumstances,* they will submit a full mortgage application to the lender. They will also send certified copies (to prove they have seen the originals) of your documents along with details of the property and the conveyancer you are using to complete the purchase
95% Mortgage Guarantee
Do you have a small deposit or low credit score?
A new government-backed mortgage scheme has now been launched to help home buyers with a 5% deposit to get on the housing ladder.
A new government-backed mortgage scheme has now been launched to help home buyers with a 5% deposit to get on the housing ladder.
Shared Ownership
Shared Ownership offers you the chance to buy a share of your home and pay rent on the remaining share.
First Homes
A fantastic new government scheme that provides discounted homes to first-time buyers in England who otherwise might not be able to afford one.
First Homes Scheme
You may be able to buy a home for between 30% – 50% less than the properties value.
95% Mortgage Guarantee Scheme
Launched to help home buyers with a 5% deposit to get on the housing ladder.
Green Mortgages
Purchasing a property with an EPC rating of A-C?
You could be eligible for a Green Mortgage.
You could be eligible for a Green Mortgage.
