Help With Documents
Submitting your shared ownership application
What you need to know
If you have spoken to us and have started your Shared Ownership journey there is a number of documents that you will have to submit to progress the application with your shared ownership provider and this can vary.
We have outlined some information below to help at this stage. You can also view an online booklet here, which can also be downloaded and saved to refer back to.
In summary you will need to provide:
Certified ID
Proof of deposit
(cannot be screen shots, needs to show name, address and account number)
3 months’ payslips/ 2 years SA302s
3 months’ salary fed bank statements
(cannot be screen shots, needs to show name, address and account number)
Up to date credit report
If the deposit is a gift we need:
Certified ID from gift or Gifted deposit letter
1 months bank statement to show proof of funds
(cannot be screen shots, needs to show name, address and account number)
If the deposit is from a house sale then we need:
Memorandum of sale (from your estate agent)
Annual mortgage statement
(cannot be screen shots, needs to show name, address and account number)
Don’t worry, If you need a bit of extra help.
Certify your ID and Proof of Address
If you are buying your shared ownership property through the three below housing associations, then your documents will need to be certified:
HSPG
Legal and General Affordable Homes
Sage Homes
Certifications must be made by a suitable certifier:
Post Offices Document Certification Service, available at most Post Office branches.
The manager of a credit or finance institution (or equivalent), Estate Agents branches where there is an IFA (Independent Financial Adviser), or qualified Mortgage Adviser present.
An Auditor
Insolvency Practitioner
Chartered Accountant
Independent Legal Professional
Your solicitors
Sending in your documents
Now its time to send these documents to us.
Email everything over to so@torc24.co.uk.
Ensure your name and any reference number is clear.
