Shared Ownership Assessment Form

Our Shared Ownership Assessment Form is designed to help you understand how much you may be able to borrow for a mortgage.

Input your details into this quick form below, it only takes a minute, to find out how achievable home ownership can be.

Shared Ownership Financial Assessment
Housing Association*
Type of Scheme*
Number of Applicants*
What type of buyer are you?*
The information you provide within this application form will be used to assess if you are eligible for one of our mortgage products. Full details on how we use your personal data and keep it secure can be found in our full Privacy Notice here.

TORCv2.1

Applicant 1
Your details*

TitleFirst NameMiddle NameLast Name
Date of Birth*

DayMonthYear
Email*
example@example.com
Phone Number*
Please enter a valid phone number.
Address*

Street Address

Street Address Line 2

CityCounty

Post Code
Time at current address*
In years
Have you lived in the UK for the last three years?*

YesNo
Do you have permanent UK residency?*

YesNo
Please provide details of your visa / right to work

Applicant 1 - Income Details
Your employment status*
Sole Trader, Partnership or Limited Company?
Most recent year Net Profit or Salary and Dividends
Previous year Net Profit or Salary and Dividends
Basic annual income before tax
Guaranteed allowances
e.g. London weighting or car allowance
Annual overtime or commission
Based on an average of the last three months
Annual bonus

Applicant 1 - Financial Commitments
Loans / Car Finance
Enter the approximate outstanding balance(s)
Monthly repayment
Enter the monthly payment(s)
Will your loan be cleared before completion

YesNo
Credit / Store Cards
Enter the total outstanding balance(s)
Will your credit / store cards be cleared before completion

YesNo
Student Loan
Deduction from Payslip
Other commitments
Enter any payslip deductions - e.g. pensions, childcare etc.

Applicant 1 - About you
Your last three payslips or two years SA302 / Limited Company Accounts*

Cancelof
Your last three bank statements*

Cancelof
Photo ID*

Cancelof
Proof of Address*

Cancelof

Applicant 2
Your details*

TitleFirst NameMiddle NameLast Name
Date of Birth*

DayMonthYear
Email*
example@example.com
Phone Number*
Please enter a valid phone number.
Address*

Street Address

Street Address Line 2

CityCounty

Post Code
Time at current address*
In years
Have you lived in the UK for the last three years?*

YesNo
Do you have permanent UK residency?*

YesNo
Please provide details of your visa / right to work

Applicant 2 - Income Details
Your employment status
Sole Trader, Partnership or Limited Company?
Most recent year Net Profit or Salary and Dividends
Previous year Net Profit or Salary and Dividends
Basic annual income before tax
Guaranteed allowances
e.g. London weighting or car allowance
Annual overtime or commission
Based on an average of the last two years
Annual bonus

Applicant 2 - Financial Commitments
Loans / Car Finance
Enter the approximate outstanding balance(s)
Monthly repayment
Enter the monthly payment(s)
Will your loan be cleared before completion

YesNo
Credit / Store Cards
Enter the total outstanding balance(s)
Will your credit / store cards be cleared before completion

YesNo
Student Loan
Amount taken from Payslip
Other commitments
Enter any payslip deductions - e.g. pensions, childcare etc.

Applicant 2 - About you
Your last three payslips or two years SA302 / Limited Company Accounts

Cancelof
Your last three bank statements*

Cancelof
Photo ID*

Cancelof
Proof of Address*

Cancelof

Budget Planner

Committed Expenditure*

	Combined Applicants
Existing Mortgage Payment (if not being repaid) and/or New Mortgage Payment
Ground Rent, Service Charge and/or Other Charges
Loan, Credit Card, Hire Purchase Repayments
Shared Equity or Shared Ownership Interest
Bank and Overdraft Charges
Maintenance or Child Support

Total Committed Expenditure

Basic Essential Expenditure*

	Combined Applicants
Utilities - Electric, Gas, Water and Oil
Mobile phones, TV packages, Broadband and landline
Household Bills and Council Tax
Household Insurance
Food and Groceries
Insurance and Pension contributions (Do not include if taken directly from salary)
Childcare, School, Dentist & Vet (Do not include if taken direct from salary)
Travel Costs
Car Tax
Car Insurance
Regular Savings and Investments
Other Regular Commitments

Total Essential Expenditure

Basic Quality of Living Costs*

	Combined Applicants
Hobbies, Holidays
Memberships, Clubs and Subscriptions
Entertainment
Clothing, Hairdressing, Birthdays and Household
Other Discretionary Expenditure

Total Basic Quality of Living Costs
Expenditure Grand Total
Net Disposable Monthly Income

About the property
Housebuilder (if new build)
Name of Development (if known)
E.g. Bluebell Meadows
Plot Number or Property Address (if applicable)
Full Market Value (£)
Price of Share (£)
Share Percentage (%)
Available Deposit
Is any part of your deposit a gift?

YesNo
Property Type

HouseFlat / Apartment
Any other comments
Tell us here how you wish to purchase, or details about the property
Should be Empty:

Shared Ownership Assessment Form

Shared Ownership Financial Assessment

Applicant 1

Applicant 1 - Income Details

Applicant 1 - Financial Commitments

Applicant 1 - About you

Applicant 2

Applicant 2 - Income Details

Applicant 2 - Financial Commitments

Applicant 2 - About you

Budget Planner

About the property